Starting Over After a Florida Divorce

A recent study ranked Florida among the most expensive states in the country for rebuilding a household after divorce. At The McKinney Law Group Family & Divorce Lawyers, we see how these costs shape settlement decisions long before a final judgment is entered. Understanding them early gives anyone working with a divorce lawyer in St. Petersburg a clearer picture of what the next year may require.

What the Study Found

As reported by WFTV, an analysis from iSelect placed Florida third among the costliest states for starting over, behind Hawaii and Arizona. The study estimated the cost at $4,290, a figure built from lost income, rent, and a rental deposit. Researchers said that amount equals roughly three weeks of pay.

That number is a starting point. It does not include attorney fees, moving costs, furniture, or the expense of a second set of everything children need when they split time between two homes.

Why the Estimate May Run Low in Pinellas County

The study notes that costs vary depending on housing, income, family situation, and location. In St. Petersburg, those variables can move quickly. A spouse leaving a waterfront home or downtown condo may find that renting a comparable place nearby costs more than expected, especially once deposits are added.

And the transition rarely happens all at once. Many people pay for two households for months while the case is pending, which is often when money is tightest.

Temporary Relief While the Case Is Pending

Florida law does not require a spouse to wait until the end of the case for financial help. Under Florida’s temporary alimony statute, a party may request alimony and suit money while the dissolution is ongoing, and the court shall allow a reasonable sum when the request is well founded. Suit money can help a spouse with fewer resources pay for legal representation.

Temporary orders are not automatic. They must be requested, supported with financial records, and argued.

Planning for the First Year

Spouses who plan early tend to make better decisions at the negotiating table.

  • List the true cost of a new residence, including deposits, utilities, and insurance.
  • Gather pay stubs, tax returns, and account statements for both spouses.
  • Decide whether keeping the marital home is affordable on one income.
  • Ask your attorney about temporary support before the budget runs short.

Some of these costs can be addressed through the property division itself. An asset received in the settlement may cover a deposit or moving expenses, but only if the numbers are worked out before an agreement is signed.

Speaking With a Divorce Attorney About Your Situation

The financial side of divorce is easier to manage when it is planned rather than discovered. The McKinney Law Group Family & Divorce Lawyers helps Florida spouses prepare budgets, pursue temporary relief, and weigh settlement options. If you are considering a divorce, reach out to a St. Petersburg, FL divorce lawyer to discuss your next steps.